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Get YOUNITED with the #1 lender in the nation

Brad Karwowski

, Team Leader, Senior Account Executive

+1 248.833.4991 x5562

bkarwowski@uwm.com

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Fun Fact

"I used to be a recovery agent while in college."

Favorite Sports Team

Detroit Tigers

Brad is the best! He is so responsive, helpful, and knowledgeable. He's also very thorough in looking up the guidelines if he's not 100% sure. Love working with Brad!

- Trang Bulawa, Industry Home Mortgage

I would like to take a moment to share my consistent outstanding experiences with UWM Sales Representative Brad Karwowski. Brad is a true professional in every aspect. Having worked with numerous mortgage representatives over my 26 year career in the industry, I can confidently say that Brad stands out as the most knowledgeable and dedicated I have ever had the pleasure of working with. Brad's commitment to exceptional customer service is one of his most commendable qualities. It's incredibly refreshing to find someone who values their clients' time and consistently responds to my calls to answer any questions I may have throughout the day, late night, or even weekends. No matter how busy he may be, Brad never fails to provide me the attention and assistance needed, which has been invaluable. He rather answer the call and put me on hold for 60 seconds while he wraps up with another broker, then to not answer my call. Additionally, Brad's extensive knowledge is truly impressive. ... He possesses an in-depth understanding of UWM's mortgage products, policies, and procedures which help me hit my metrics to remain "Diamond and Pro-Elite" each month. Whenever I have questions or require clarification on complex loan matters, Brad patiently and thoroughly address' each one, leaving no room for error. Brad has a genuine passion for helping me achieve my goals. It's evident that Brad takes pride in his work, loves UWM, and consistently strives to exceed my high expectations. Thanks Brad for being so great! more

- Grant R. Menard, Onshore Mortgage, LLC.

Brad has been supportive since he took over our account with UWM. Very knowledgeable and responsive. Reachable via office phone, cell phone, email, after hours and weekends. Very happy with Brad as our AE!

- Slavo Balent, SB Enterprise Ltd

Just wanted to take a moment to critique the level of professionalism, hard work and "attention to detail" Brad Karwowski puts into every client relationship. Starting my own mortgage company required a fair level of due diligence that only a seasoned mortgage professional could give. Brad Karwowski and United Wholesale Mortgage were extremely accommodating and set my company up for success. Brad always takes the time to review scenarios and product guidelines. He even often initiates a video conference so that we can address any issues quickly and efficiently. I owe a majority of my companies success to Brad's hard work, impeccable follow up and daily phone calls. Thanks again Brad!

- Grant R. Menard, Onshore Mortgage, LLC.

Brad does an outstanding job of communicating with our team all of the new products and is very responsive. I highly recommend Brad as an Account Executive if you are a new Brokerage and looking for great support.

- Lee Witte, Hometown Mortgage

Brad is an awesome AE, he is always there to help you out and go the extra mile. He is always finding ways to help you promote yourself and even created a cool QR code for me so that my clients can scan it and go straight to my application.

- Sean Michael Strasner, Firehouse Mortgage

The BEST AE IN THE GAME! Brad's motivating, genuine, extremely knowledgeable, and an awesome team player. Couldn't ask for a better partner to my business!

- Brian Tewes, Tewes Lending

Brad is the best! He is always here to help whether it is after hours or on the weekend-I can always count on him for any questions or scenario issues!! Excellent customer service! Always a 5 star review!

- Gina Hancock, SCL Mortgage

We have had several AE’s since partnering with UWM. Brad is by far the best. He has great communication skills and is always available. We sometimes find it difficult to navigate through UWM’s various departments when we have a problem on a loan. Brad has been invaluable when we have problem loans. If we need help, he is always able to guide us to solve to the issue. Our previous AE’s did not provide similar guidance.

- Len Cormier, ABSOLUTE MORTGAGE INC

Brad is a phenomenal AE; He has provided leadership and vision that continues to strengthen a fantastic partnership with our company and UWM. I consider Brad a specialist in the industry and he has proven his extensive knowledge of financial services regarding real estate trends, various lending solutions, and current economic events over that last year. We are very pleased with Brad and look forward to future business with UWM.

- Nicholas Jehle , Equity Direct Financial, LLC

Brad is the best! He continues to stay on top of my files and help my get my closings done early. He's patient and super nice and I really love working with him.

- Amber Kaye Baisden, 5280Loans

Brad is the best AE I've ever talked to. He's patient, informative, quick, attentive, and just a really nice person. He's the one I want to call when I have a question. I look forward to talking with him every time!

- Amber Baisden, 5280 Loans

5-stars is just not enough to describe my experiences with this representative. Brad Karwowski has been exceptional since the first day I met him. He took the time to set our company up for success by walking us through all the helpful tools UWM has to offer (Brand 360, doc-less income, Blink plus, processor assist ect). I have been able to close 90% of my loans in 8 days or less which is nothing short of AMAZING. Brad always takes my calls and returns emails within minutes, even after hours. I would not be half the company I am without him. Thanks Brad!

- Grant R. Menard, Onshore Mortgage, LLC.

Today I had a wonderful experience with Brad and David Stevens. They went above and beyond my expectations. Thanks to them I was abe to get this loan to closing. It took someone with a lot knowledge to make it happen. Thank you again Brad and David Stevens.

- Paulo S Da Silva, Allied Mortgage Finance LLC

Brad, Is super responsive and helps us when we have situations come up.

- Jeff Kernan, Reliance Lending Northwest

Brad Karwowski has been nothing but helpful and a team player since day one! He truly cares about his people and it shows. Whenever we're in a time crunch to get things done Brad and his team are the ones to do it!

- Tony Rodarte, American Wholesale Mortgage Inc

To start off I am a newly licensed mortgage broker with little experience in the business. Brad is our AE for the company and he has gone above and beyond to answer any of my many questions and has shown me valuable tools to help grow my clientele. He's a great guy to have on your team.

- Jason Vigil, 5280 Financial Group

Brad goes above and beyond to make sure that our team and I succeed. I really appreciate all the work that you put in to helping us get to the finish line on our loans. I always tell you this but i mean it "Service with a smile."

- Chad Cutler, American Wholesale Mortgage

Brad always makes himself available to answer my calls and very quick to jump in and help when needed! Very knowledgeable and a great AE

- Steffani Taylor, Capital Mortgage LLC

I've been a mortgage broker for 17 years and have never come across a more knowledgeable, motivated, high energy A.E. Because of Brad and his team, we have certainly closed more loans and have retained more clients and agents because of how smooth the process is from A to Z.

- Troy Bowen, 5280 Financial Group, Inc.

Brad is a tremendous help. He is extremely knowledgeable and always looking for ways to increase business. He is a great asset to the team.

- Craig Muller, Oak Creek Funding

Always answers his phone. If he doesn't know an answer, he is quick to get one.

- Gail Taylor, Capital Mortgage LLC

Great Account Exec. He answers the phone, ALWAYS and is super helpful in getting answers to our questions.

- Jeff Kernan, Reliance Lending Northwest

Hands down the best AE in the business. Brad is always going the extra mile to take amazing care of us and help us close loans as quick as possible. Even with I resort to messaging him at 9:30pm on social media to get a question answered he on it !! We could not be Idaho's number 1 UWM lender with out him !!

- nicole chatterton, capital mortgage

Brad has been key in my success with UWM. The company has some really good products, but my AM is the best. He is supportive, walking me through every process, goes above and beyond on his personal time, and insures that my experiences are all 100% . Brad is why I chose UWM over and over...He is phenomenal, don't let him go!

- Ruth McCafferty, Reliance Lending Northwest

Brad is a great AE. Always accountable and quick responses. He is always there to help and gets loans closed fast!

- Evan Davis, Metrolink Mortgage

This week I had another excellent experience with Brad Karwowski. I keep coming back to Brad and UWM for all the excellent service I have had over the past 2 years and I am looking forward to many many more.

- PAULO S DA SILVA, ALLIED MORTGAGE FINANCE LLC

Brad is always available and on top of things. He is a great resource to find answers and solutions. I would give him 6 stars if there was that option.

- Craig Muller, Oak Creek Funding

Brad is always there when I have any questions. He is also very helpful with ideas for increasing business. He is on top of anything that UWM comes out with. Researches my area for marketing opportunities. He is by far the best A/E i deal with.

- Bruce Dodge, Direct Lending Group, Inc

Brad has been AWESOME! I love having him on my team.

- Gail Taylor, Capital Mortgage LLC

Brad is one of the most proactive people I have met. He is always willing to help and share his expertise. Highly recommended!

- Michael Jorishie, Truss Financial Group

Top of the line Account Executive- either takes call or gets back pronto with the answers. Always gives us the updates on new products or updated processes. You cannot go wrong with Brad.

- Joe Petkewich, The Mortgage Outlet

Brad is my number 1 AE. When I meet with borrowers I tell them that I am a broker and work with several different banks and that my favorite bank is UWM. Brad and the team at UWM make the process seamless for us and the borrowers. He is my go to guy!!!

- Sherry Greene, Polaris Mortgage Group

Brad is Awesome! Always helpful, even after hours!!

- David Paulsen, Truss Financial Group

Brad has been our AE for the past few months and it has been a pleasure to work with him and he has been absolutely amazing. I love his attitude and enthusiasm.

- Nicole Chatterton, Capital mortgage

Brad is always to helpful with difficult scenarios and tricky issues. Easy to work with and is helpful with suggestions to help us increase our business. Great guy!

- Steffani Taylor, Capital Mortgage LLC

AWESOME!! Responsive. Helpful.

- John Linford, Truss Financial Group

I've worked with Brad now for a couple years and he's one of my favorite AE's. Hes very up to date on all products, news and information. He's a pleasure to work with and 5280 feels lucky to have him in our corner.

- TROY BOWEN, 5280 Financial Group, Inc.

Brad is incredibly responsive and knowledgeable. Best of all he is great about putting in extra effort to help ensure each processing steps goes smoothly and on time. Thank you, Brad!

- Jake Chung, J & C Financial, INC

Brad always his phone even after hours sometimes its 6pm here on the west coast on a Friday and i can still get a hold of him to help me through some process on the website or to go through a scenario

- Blair Eldridge, Truss Financial Group LLC

undeniably one of the best reps in the industry who happens to work with the best wholesale company. Period. Nobody compares. Great service. Easy communications. The best of the best technology. Not enough words to describe Brad and UWM so I'll leave it to you to try them out and see for yourself

- DOUG DAHL, GoToHome Realty and SOUTH COUNTY MORTGAGE

Brad is AWESOME!! He is ALWAYS available and even responds to emails after hours. He is a REAL business partner and I would recommend him to EVERYONE that wants a rep that is honest, works hard and is available to help you solve problems if needed

- Janet Harrington, The Proton Group, Inc.

This is the very best AE I have ever worked with....always available to go through any situation .....Brad is always positive and passes that on to all he comes in contact with.....UWM Best Team Ever!!

- Sherry Greene, Polaris Mortgage Group

Brad, is amazing! Always there for us when needed. Always reaching out to share new insights and information. Thanks Brad

- Jeff Miller, Truss Financial Group

I recently opened up a mortgage company and my first loan was with UWM. from the day that I input the loan into the system I had a CTC in just only 14 days. I have been doing mortgage for many years now, but I've never had such a wonderful experience than I've had with UWM from beginning to end. The entire team is extremely friendly and knowledgeable. My rep Brad Karwoski gave me the best possible service I could ask for. The underwriters Angelica Amobi and Javanna Rodgers did fantastic. The closer Jeff Gould did help make the closing process as smooth as possible. UWM has the most high-tech programs available to make the process simple and efficient , but most importantly they were a dream to work with. Thank you all for the wonderful experience. I look forward to many more closings with the UWM team.

- PAULO DA SILVA, ALLIED MORTGAGE FINANCE LLC

Brad and I are new to each other and we have yet to close our first transaction together however, the communication has been triple A thus far and we are looking forward to a great working relationship for many years to come

- Doug Dahl, GOTOHOME REALTY & LOAN

Brad has been a dream to work with. He is helpful, knowledgeable and attentive. We really appreciate all of his hard work and making our company's partnership with UWM a great one!

- Christie, Mortgage Specialists

awesome communications and problem solving

- joe petkewich, the mortgage outlet

Our rep Brad, is the BEST rep we have ever had. I have been in this industry since 1984 so that is really a testament to his ability. IF he doesn't know the answer he gets it. He is very eager to learn and help us be the best we can be!!!!

- Janet Harrington, The Proton Group Inc

Brad is an excellent account rep. Immediate responses. Walks me through any questions that I have on products, website, pricing, etc. Calls me just enough to keep me updated on new products and see how we are, etc. Michelle Human Loan Originator Space Coast Financial Services, Inc. Florida michelleh382@gmail.com C: 321-890-8869

- Michelle L Human, Space Coast Financial Services, Inc.

AGAIN.....Brad is AWESOME!!! this is the first FHA (streamline) loan I have done with them and it was WONDERUL!!! Locked on 45 days just to be sure (due to lots of holidays ) and will be closing 3 weeks before my lock expires!!!!!

- Janet Provencio Harrington, The Proton Group Inc

Brad is AWESOME. He is ALWAYS AVAILABLE! He even returns my emails over the weekend. IF he doesn't know the answer, he gets it ! I never have to worry about what he says. He always finds the answer!!I would recommend him to ALL

- Janet Provencio Harrington, The Proton Group Inc.

Brad is AWESOME!! We just closed our first jumbo purchase and we closed on time and ALL parties were very impressed! There were some hurdles to overcome and we had GREAT BORROWERS and great staff at UWM!!!!!!!!

- Janet Provencio Harrington, The Proton Group, Inc.